Most Nigerians know the stress they go through to make an international transaction for the past few years, knowing so well that every international websites like eBay, Amazon require that you pay with PayPal. Nigeria was not on the list and cannot use PayPal as a method of payment of goods and services.
Many people believe that this was as a result of the country known for corruption and internet fraud, but it took the support of an appeal from change.org to convince PayPal that Nigeria is an encouraging prospect for doing business.
It appears that many people don’t have the idea that since Q2 2014 anyone over 18 years in Nigeria can open a PayPal account with basic Naira MasterCard (ATM card). You don’t need to pay someone to set it up for you or pay some dues any more.
PayPal is a safe method of payment for many companies doing business online. No service can make any excuse into the effectiveness of using PayPal as a means of payment. PayPal offers some great benefits, but using it is almost guaranteed that you won’t become a victim of fraud.
The people at eBay have good knowledge of unique products before they acquired PayPal late in 2002. In the past, PayPal payments were integrated into eBay’s online checkout accounts used on the company’s websites. EBay and PayPal are now separate companies, which means EBay is no longer part of the same group of companies with PayPal. But you can be confident this would not change PayPal’s uniqueness, which creates additional value to the shareholders
PayPal Sign Up Method:
Visit Nigerian PayPal homepage to sign now
When you sign up to use PayPal, simply visit the Nigerian homepage and click on sign up at the top right corner of the page. You need to give your full names, address, phone number, and of course email address. You also need to create a password for the PayPal login. Make your password more secured by using more than six characters, and use numbers and letters.
Also, you need to choose a security question. The security question can be your mother’s maiden name, your place of birth, or the last four digits of your driver’s license number. Then, you need to check a box next to the end of the page that says you have read and agreed to PayPal’s User Agreement and Privacy policy.
Remember that you have to read the full policy agreement you’re about to sign and what PayPal expects from you before you click the Sign up button.
PayPal sends you an email confirming your PayPal registration. The email arrives, without delay, at the email address you have provided during registration, and the message contains a link. When you get the email, click the link to visit PayPal website. Enter the Password that was used to open the PayPal account. Bingo! you’re in.
PayPal confirmation of welcome page
Register PayPal with Credit Card or Checking Account:
You also need to add an ATM card number to your PayPal account if you want to pay for any anything online with a MasterCard (or plan to sell on eBay). If you don’t have Nigeria issued ATM credit card — or would like to pay for items directly from your bank account, you need to register your bank’s checking account with PayPal.
If you’re not confident giving out your personal information to anyone, especially when it comes to online transactions. I will say relax!. PayPal uses military-strength encryption technology to keep your information safe, so don’t be hesitant to surrender your information to them.
To register with your MasterCard, you’ll need to enter the name on the card, the expiration date, and the card’s verification number — the three-digit numbers on the back of the card, engraved beside the last three digits of the card number in the area where you sign the card. PayPal also requires that you provide a permanent address (P.O Box is not accepted).
The process is simple; a one-time refundable charge of $1.99 will be billed to the bank account to prove that it’s yours. Next, your bank will alert you by means of SMS or email with a code which you’ll use in completing the entire confirmation process.
Your bank’s SMS alert will read:
PayPal Code Confirmation
Acct:******1234
The Naira equivalent of USD1.95 has been authorized for the transaction made on PP*0123CODE 0123456789FF
PayPal Card Verification
For international credit cards like a visa card, the card verification number is the four-digit number on the right side of the front page of the card.
When you enter all the information PayPal needs, click on the “Add” button. PayPal submits your information to your credit card company for verification. This process may take a minute or more, depending on the company who issued the card to you.
In the long run, your credit card company will eventually verify the card ownership used during the PayPal registration, and the card will be added to your account. You can register up to four Visa credit cards.
Registering your checking account is usually simple too. You just need to provide the information from the bottom of your check books.
Get PayPal Verified:
For your PayPal account to get verified, PayPal must have the ability to confirm that your account is truly yours. If you bank online, you can confirm your account in a small amount of time. When PayPal has the information it needs, it makes two little deposits into your checking account provided during your registration.
After two or five days period, call your bank or check your account online and find out the amounts of the two deposits.
Once you receive the amounts, sign in to your account again with your password, and type the amounts in the appropriate verification places. You’re all set! Your PayPal account is verified while you’re in Nigeria. PayPal has confirmed that you hold an active account with your bank.
All banks are required to screen their account holders, and verification authenticates your identity to anybody who shares the same PayPal account with you.
Advantages of Being A PayPal Account Holder:
- You are allowed to spend up to $10,000 through PayPal in a single transaction.
- Your PayPal account is highly secured and your purchase is protected until you confirm the receipt of the product.
- You represent a positive figure as a buyer or seller. Verified status shows other PayPal members that you have passed PayPal’s security checks.
If you prefer not to give out your bank account number, you can get verified by applying for and being accepted for a PayPal Plus credit card or PayPal Buyer Credit.
When you first sign up, there are limits on the amount of money you can withdraw from PayPal; you may just have the ability to withdraw only $500.00 every month.
Fortunately, you can change this limit by confirming your bank account and linking your credit card with your PayPal account. After you complete the steps listed here. The only limit is that any one withdrawal or transfer to a bank cannot exceed $100,000.00 USD.
I have personally used PayPal in Nigeria and successfully received the goods I ordered online from eBay and Amazon. I can therefore confirm to you that PayPal works. Have you tried creating a PayPal account from Nigeria? Share your experiences?
Wow, this is the best article i have seen on this topic. Nigeria still having issues with PayPal since they can’t receive money in Nigeria – what’s the need of having a PayPal account? I guess to buy goods online. I believe the issue of receiving money will be resolved soon.
Thank you and keep up the great work. I am a new reader – just found your website through Google search
Thank you Tony, I am glad you found the article useful to you. Do let us know if you have issues creating a PayPal account in Nigeria.
I just wanted to let you know that i enjoyed reading your article. It was well written and with full details, even the benefits of having a PayPal account in Nigeria. I bet you we have issues regarding PayPal. Overall, great article and i have bookmarked your blog. Thank you
What a name, TroubleFree? Nobody loves trouble anyway. Thank you for stopping by and sharing the article. I am happy you can benefit from the article.
If I don’t have the resources to verify my account, would it be a good idea to contact Auction Essistance to buy a verified Paypal account?
What resources are you talking about? Let us know so that we can advise you. Thank you
Daddy MARCH 1. 2016
Please , i have a personal verified Paypal account in Nigeria , can it be possible to link it with my payoneer master card, to my verified paypal accont in Nigeria to withdraw with may payoneer master card in Nigeria ?
Hi Daddy,
Thanks for stopping by. Definitely you can do that – Here’s an article on how to do it. http://nigeriamessageboard.com/how-to-withdraw-your-paypal-payment-using-payoneer-in-nigeria/
Good morning, what a helpful article. But my challenge still is, “How do I integrate this PayPal account on my website” so that people can pay in from other country and secondly i want people to be able to make donations on my site so how can I do it.
Thanks
Hello Uche,
Thanks for stopping by and I do appreciate your comment. What you’re asking is a technical aspect of PayPal, which we don’t handle here. In order to accomplish what you need, this link should be able to guide you. It’s same process when it comes to donation button:) Good luck
Please help out. I bought from Zara online using PayPal for payment. Will I receive my goods directly in Nigeria. Since Zara is delivering to their nearest shop in Dallas. But my billing address on PayPal is my Nigerian address.
Hello,
You will need a U.S address to be able to do that. This article would help you
I have a nigerian PayPal account, but I need a card to verify it. If I cannot get my own card, do you think it is safe to get a PayPal VCC from Auction Essistance?
Thanks for stopping by – Well, one way or the other PayPal will ever find out. It is a matter of time. It’s better to be denied than banned entirely. Good luck
hello i’m have problem to link my usd card to my paypal account. this is the message i got “This card is not accepted. Please use a different card.
So, use a different card as instructed and try again. Good luck
i have try my naira and dollar(USD) card is not working. pls help
Hi,
Great article there. I learnt that Paypal initially allowed Businesses to open accounts. Now, it appears they have changed their mind because only personal account option is available on their sign up page. Is this the case or they still allow Businesses to open an account?
NO, there is no exception in the restrictions. Paypal is just crazy
So, that means Paypal does not allow Business account to be opened?
Hi,
I just opened a paypal account. I was told to add my card to start shopping. Now due to all the restrictions on all the atm cards in Nigeria; GTB mastercrad $100 limit, UBA mastercard $100 limit and Access bank VISA card $200 limit, does this also apply to paypal. What is the best option and is there any alternative if I want to purchase goods of $400 or make a transfer to another paypal account aborad.
Hi, the restrictions of amount to spend in naija has nothing to do with PayPal- however, in order to make purchases with your paypal you must have money in your account or have accepted credit or master cards with PayPal. Remember you don’t need to have paypal to pay with PayPal- although there might be restrictions for Nigerian users. Good luck with PayPal and let me know if you have any other questions. Thank you
How do i fund my paypal account and whats the exchange rate?
Pls I tried setting up a PayPal account,but when I clicked the box for agree to conditions it did not tick.What should I do
Hello, you could be missing some sections in the fill out or filling out the form. Make sure none of the required information is not missing before checking the box to agree to the terms of use. If the issue still persists then it would be advisable to reach out to PayPal through email or try again. Thanks
pls I tried Payoneer MasterCard, first bank MasterCard and GTB MasterCard.. they didn’t work. which card can I use to link my Paypal? Thanks!
You can try to link your Payoneer account with PayPal and see if that will work. I know the Payoneer Mastercard was working earlier, unless the almighty PayPal has changed that recently. Let me know what you find out? Thanks