4 Steps to Send and Receive Money Through Western Union

There are many ways you can transfer money worldwide. Money transfer services like MoneyGram, RIA Money Transfer, Walmart Money Transfer, and of course Western Union money transfer enable customers to send and receive money globally. I have received so many questions about Western Union money tracking and how does sending/receiving money through Western Union work? So, I have decided to summarize the answers in four easy steps.

How to send and receive money through western union

To receive/send money through the Western Union, all the sender needs are receiver’s first and last name, sender’s first and last name and the money. The sender fills out the western union form and hands it out to the Western Union agent in any of the locations. The information filled out will be entered into the Western Union’s machine and you’ll be allowed to confirm it before the agent hit send.

Now, here are the steps you need to receive the money:

How to Pick Up a Money Transfer

1) The first and last name the sender used on the Western Union form as the sender’s name.

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2) The first and last name the sender used on the Western Union form as the recipient’s name

3) The ten digit Money Transfer Control Number (MTCN#)/Western Union Tracking number found on the upper right-hand corner of the Western Union paper form

4) The Test question/answer and the amount.

That is it, no ID needed in some countries, but in Nigeria you will need to show proof of IDs like international passport or driver’s license

Bear in mind that the Western Union is a risky and unsecured method to send money

Western Union and MoneyGram don’t verify anything on the form the sender hands out to the agent during the time of sending the money, such as the name, home address, country,  and not even the receiver’s sex, it all comes down to you literally risking your money.

The agent won’t try to check ID and will essentially hand off the money to whoever that is able to confirm the MTCN#, amount, and the question/answer. Either one of the companies will be able to tell the sender who grabbed the money, at what bank location or even in what country the money walked out of the door. Also, the company has no sort of refund policy arrangement, money sent is money gone until the end of Jupiter.

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In order to make sure you receive the money sent to you, you must go to any of the banks in your country that promote Western union to verify that you have an account with the bank before the money can be handed over to you. If you don’t have an account with the bank, you will provide a guarantor, usually this is the bank’s managers.

Western Union Money Tracking

Verifying that the MTCN# is correct on the company’s  website won’t guarantee that the sender has actually sent YOU money, it just confirms that some cash was sent to someone. Until you have your money in your hand, NEVER expect to receive money sent to you.

In conclusion, don’t be discouraged about using Western Union to transfer money to friends, families or relatives. You just need to be careful when using this method to send/receive money. I hope this clears the confusion on how does sending/receiving money through Western Union work?

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